Akshay Dhan Cooperative Urban Thrift and Credir Society Ltd

Regular/Ordinary Loan

	Loan Limit of members	Upto Rs. 2,00,000/-
	Maximum Installments	36 Months installment
	Interest Rate	15.00% per annum (Reducing balance)
	Required Sureties	Upto Rs. 200,000/- Two Surety
	Welfare Fund	1% of Loan Amount
	Building Fund	1% of Loan Amount
	Required Documents	Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, Pan Card,ITR/Income Proof, Bank Passbook,one photo of Borrower and one Photo ID & Photo of all sureties.
	Others	10% Shares and Cumpulsary Deposit of Loan sanctioned amount of Borrower all sureties.

Emergency Loan

	Loan Limit of members	Upto Rs. ,50000/-
	Maximum Installments	12 Months installment
	Interest Rate	15.00% per annum (Reducing balance)
	Welfare Fund	1% of Loan Amount
	Building Fund	1% of Loan Amount
	Required Documents	Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of surety

Loan against Deposits

	Loan Limit of members	Upto 80% of Principal Value of Deposits
	Maximum Installments	As per maturity of Deposits
	Interest Rate	Plus 2% of Deposit Rate
	Required Sureties	No surety required
	Required Documents	Original certificate of Deposits & one Photo.

Loan against Property

	Loan Limit of members	Upto Rs. 20,00,000/-
	Maximum Installments	100 Months installment
	Interest Rate	15.00% per annum (Reducing balance)
	Required Sureties	Upto Six Sureties
	Property Details	Registered Property with proper chain in original.
	Welfare Fund	1% OF LOAN AMOUNT
	Building Fund	1% of Loan Amount
	Required Documents	Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of sureties

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